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Tax clock is ticking for underwater homeowners

Ordinarily, if all or part of a home loan is forgiven by the lender, either in a short sale or foreclosure, the amount forgiven is taxable income.

However, Congress adopted the Mortgage Debt Relief Act of 2007 to save millions of underwater homeowners from this tax disaster.

Open this article from Inman News to see where you stand.

http://lowes.inman.com/newsletter/2012/09/04/news/200013

Phoenix, AZ Statiscal Data

Please take the time to visit my Webpage at www.denismarque.com .

I have added extensive statistical data on Sales, Listings, Days on Market, Foreclosures and many other items at "Market Statistics" on the webpage. You will find it to be encouraging if you are buying or selling in the Phoenix Metro marketplace.

As an aside, if you are concerned about keeping your current home, we do have several plans available to assist you including HAFA, HAMP, and HARP. Give us a call at 480-899-8844.

Denis